Insurance for Men's Sheds
Sheds need insurance! To cover the basics, you should have Public Liability and Contents Insurance. To make sure that there are no gaps in your cover Sheds should also consider Employer’s Liability, Trustee Indemnity, Business Interruption and Legal Expenses insurance. Some Sheds also require insurance for their buildings. Public Liability protects your Shed against claims which could be made against it for accidental damage to other people’s property and compensation for acci-dental injury to third parties, where you may be at fault. Limits of Liability available: £2m, £5m, £10m. Employer’s Liability insurance protects your Shed against the cost of compensation claims brought against it as a result of illness or injury to people as a result of their work for and on behalf of the Shed. It is a legal requirement that your Shed has Employer’s Liability insurance if you employ people or you utilise volunteers in supervisory or training roles. ...